Oneofthemostpressingconcernsofpeopleinjuredinautoaccidentsiswhowillpaytheirbills.Ultimately,thenegligentindividual,business,company,orentitythatcausedtheaccidentmustcoveraninjuredparty’smedicalbillsandotherexpensesincurredduetotheaccident.However,theywillnotbepayingthesebills rightaway.Thismeansaninjuredpartyisresponsibleforpayingtheirbillsuntiltheyreceiveaninsurancesettlementfromtheliablepartyofadamagesawardincourt.Butthisdoesn’tapplyto:
- Workers’compensationclaims
- Auto accidents in no-fault states.Connecticut follows the at-fault auto insurance laws, so this doesn’t apply to accidents in CT.
- Accidents covered by basicreparations benefits (BRB)insurance,also knownas medical payments, benefits. This coverage is not mandatory in Connecticut, so many people don’t have them.
Whenaninjuredpersonfilesaclaimwiththeseinsurancepolicies,theycansubmittheirmedicalbillsand othercoveredexpenses,andtheinsurancecompanywillpayforthemuptothepolicylimits.
HowWill TheBills BePaid AfteranAutoAccidentin CT?
Peoplewhohavesustainedinjuries,vehicledamage,lostincome,andothercostsrelatedtoanautoaccident inCTmustcovertheirbills.Thisappliesevenincaseswhenit’sveryclearwhichpartyisatfaultandliablefor payingtheinjuredparty’sbills.Buttheat-faultpartywillonlyhavetopaytheinjuredparty’sbillsiftheyare determined to be liable for the auto accident.
Thisoccurswhentheinjuredpartysettlestheclaimwiththeat-faultparty’sinsurer,orajuryfindstheat- faultpartyliableforthecrashandawardstheinjuredpartydamages.Butsincetheat-faultpartymightnotbe foundresponsibleformonthsoryearsaftertheaccident,thiscannegativelyaffectthefinancesoftheinjured party.
WillHealthInsurancePayForMedicalBillsAfteranAuto Accident in CT?
If the injured person has Medicaid, Medicare, or private health insurance coverage to cover their medical bills. But the coverage will be subject to policy limitations, and they may need to pay a deductible. The insurer may also deny a claim if the insurance coverage doesn’t cover the particular medical treatment, service, or procedure. In this case, the policyholder must cover the out-of-pocket costs.
SpeaktoaCTRoadsideLawyerToday
KnowinghowtheinsuranceclaimsprocessworksandhowyoucanpaybillsafteranautoaccidentinCTis crucialwhenpursuingaclaimforcompensationfromtheat-faultparty,whetherthroughasettlementorin court.Ifyouarefacingmedicalbills,lostincome,andothercostsincurredduetoanautoaccident,consult withaCTroadsidelawyeratBerman&Russotoexplorealltheoptionsavailableforyourspecificcase.
Call our officeat 860-644-1548 or useour online form to arrangea free case review with a CT roadside lawyer.