Injured But Insurance Won’t Pay Up?

The No-fault law was passed in Florida in 1970. People who are injured in motor vehicle accidents can now get quick funds to pay for medical treatment. Some insurance companies have not been accommodating to the law. Some insurance companies are reluctant to pay the full amount due to injured parties, while others won’t even consider it.

This is what you should do if you are in such a situation. For your court case, don’t hesitate in contacting a qualified personal injury attorney.

What Is Personal Injury Protection (PIP), And What Does It Cover?

Anyone who wishes to register a vehicle in Florida must have No-fault or personal injury protection coverage. For anyone who registers a vehicle in Florida, the minimum amount of PIP coverage is $10,000. This insurance coverage covers medical costs, lost wages, and the demise of the insured. The insurance coverage should cover approximately 80% of the medical costs. This covers medical expenses, prescriptions, rehabilitation costs, and ambulatory expenditures. Your PIP coverage doesn’t cover any medical expenses beyond the policy limits. It does not cover property or vehicles that have been damaged.

Insurance Companies Deny Insurance Claims or Reduce Insurance Claims

Most people believe that insurance companies will refuse to take advantage of any opportunities to make money. This is a common misconception about insurance coverage. Insurance companies care more about making money than they are paying claims. This is the sad truth. You file your claim late or if you don’t have an immediate medical condition at the time you were injured. Your claim would almost certainly be denied by your insurance carrier.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is a car accident attorney in St Petersburg. She focuses on personal injury, car accidents, and bicyclist injury. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.

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Posted in Law

Erica Isaiah